Commercial Loan Officer

Commercial Loan Officer
Location: Fort Collins, CO
Pay Rate: $85,380 to $106,725 per year

Position Overview
An experienced Commercial Loan Officer is needed to join a dynamic lending team in Fort Collins, Colorado. This is an excellent opportunity for a motivated financial professional to make a meaningful impact by helping local businesses secure the funding they need to grow, expand, and thrive. Fort Collins is one of Colorado's fastest-growing cities, with a vibrant entrepreneurial community, a robust small business ecosystem, and a diverse economic landscape that spans technology, agriculture, manufacturing, and retail sectors.

Key Responsibilities

• Develop and manage a portfolio of commercial loan clients, including small businesses, mid-sized companies, and real estate investors
• Solicit new commercial lending business through networking, referrals, community involvement, and cold outreach strategies
• Conduct detailed financial analysis of business clients, including review of tax returns, balance sheets, cash flow statements, and profit and loss reports
• Structure, underwrite, and present commercial loan packages that meet credit policy guidelines and client financing objectives
• Collaborate with internal credit teams to ensure loan submissions are complete, accurate, and well-supported with appropriate documentation
• Monitor existing loan portfolio performance, identifying early warning signs of credit deterioration and taking proactive steps to mitigate risk
• Maintain current knowledge of commercial lending regulations, compliance requirements, and industry best practices
• Represent the organization at local business events, chamber of commerce functions, and community gatherings to promote lending services
• Provide exceptional client service throughout the loan origination process, maintaining clear communication from application through closing

Requirements

• Minimum of three years of experience in commercial lending, business banking, or a closely related financial services role
• Demonstrated ability to analyze complex financial statements and assess business creditworthiness accurately
• Strong understanding of commercial real estate, business term loans, lines of credit, and SBA lending programs
• Excellent interpersonal and communication skills, with the ability to build trust with diverse business clients
• Proficiency with loan origination software and standard financial analysis tools
• Bachelor's degree in Finance, Business Administration, Economics, or a related field preferred
• Valid driver's license and ability to travel locally within the Fort Collins and northern Colorado region as needed

Preferred Qualifications

• Experience in a related field is preferred

Screening Questions

• How many years of experience do you have relevant to this Commercial Loan Officer role?
• Do you hold any required licenses or certifications for this position?
• Are you available to work onsite in Fort Collins, CO?