Junior Underwriter

Junior Underwriter

Our client is a growing specialist property finance lender seeking a Junior Underwriter to join their team. This is an excellent opportunity for someone with experience in real estate finance who is looking to develop their underwriting career within a supportive and expanding business.

The successful candidate will be involved in the assessment, underwriting and ongoing management of property-backed lending transactions, working closely with borrowers and internal stakeholders throughout the loan lifecycle.

Key Responsibilities:

• Assess borrower affordability and financial suitability
• Manage loan applications from initial enquiry through to completion
• Underwrite lending proposals whilst identifying and mitigating risk
• Analyse property assets and market conditions to support lending decisions
• Assist with post-completion loan administration and portfolio management
• Monitor existing loans to ensure ongoing performance and compliance
• Liaise with borrowers, brokers, solicitors and other professional advisers
• Maintain accurate records and ensure cases progress within agreed timeframes

About You

• Previous experience within property finance, bridging finance, development finance or a similar lending environment
• Strong numerical and analytical skills
• Excellent attention to detail
• Highly organised with the ability to manage multiple cases simultaneously
• Strong verbal and written communication skills
• Proficient in Microsoft Office, particularly Excel
• Comfortable dealing directly with clients and professional contacts
• Good understanding of the UK property market
• Knowledge of interest rates and their impact on the property sector would be advantageous

Salary: £28,000 - £38,000 per annum (depending on experience)
Hours: Monday to Friday, 9:00am – 5:30pm
Location: Finchley, North London