Credit Analyst

Job Title: Remote Credit Analyst

Hourly Pay: $30 - $35/hour

Summary:

We are looking for a skilled Credit Analyst to join our work from home team. In this role, you will be responsible for evaluating the creditworthiness of individuals and businesses applying for loans or credit. You will analyze financial data, prepare credit reports, and provide recommendations for credit approvals. If you have strong analytical skills and experience in finance, this role is a great opportunity to contribute remotely.

Job Responsibilities

• Analyze financial data, including balance sheets, income statements, and tax returns, to assess credit risk
• Prepare detailed credit reports with recommendations for approval or denial of credit applications
• Evaluate loan applications and determine creditworthiness based on financial history and current financial status
• Monitor and manage existing accounts to ensure compliance with credit terms
• Conduct credit reviews and provide periodic reports to senior management
• Stay informed about market conditions and trends to identify potential risks

• Ensure compliance with lending regulations and company policies

• Collaborate with other departments to resolve credit-related issues

Qualifications

• Proven experience as a Credit Analyst or in a similar financial analysis role
• Strong knowledge of financial analysis, credit scoring models, and lending regulations
• Proficiency with financial analysis tools and credit management software

• Excellent attention to detail and problem-solving skills

• Ability to work independently and meet deadlines in a remote setting

• Must have reliable internet and a quiet, dedicated workspace

Perks & Benefits

• 100% remote work flexibility

• Competitive hourly pay: $30 - $35

• Paid training and professional development opportunities

• Flexible working hours, including evening and weekend shifts

• Opportunities for career growth within the finance and credit industry

• A collaborative and supportive team environment