Senior Loan Recovery Officer

Job Description:

• Lead and manage a team responsible for the recovery of non-performing loans and write off clients.
• Representing the company in the recovery process to enhance recovery performance and productivity.
• Ensuring effective company recovery operations contribute to both short-term and long-term strategies.
• Possessing a deep understanding of asset financing business and its nature.
• Implementing strategies to improve the recovery team's performance and achieve key performance indicators (KPIs).
• Investigating and negotiating with Non-Performing Loan (NPL) customers (Late 90 360 days) to settle overdue amounts or secure property.
• Investigating all write-off clients (Over 360 days) to seize the property.
• Stay abreast of industry developments, regulatory changes, and best practices in debt recovery to continuously improve processes and outcomes.
• Managing the repossession of assets including vehicles, tractors, heavy equipment, and other equipment.
• Engaging legal procedures and sending court letters to NPL customers.
• Providing judgment, managing legal proceedings, and following up on court cases.
• Collaborating with local authorities, agencies, municipal police, and courts to locate and repossess assets.
• Working closely with company lawyers to handle clients, issue letters, negotiate special agreements, and oversee relevant tasks.
• Restructuring plans for NPL clients experiencing reduced income.
• Willing to travel to 25 cities and provinces.
• Undertaking other tasks relevant to the recovery function and disciplines.

Job Requirement:

• At least bachelor degree of law, business, management, marketing, banking and finance or communication.
• Master degree is preferable.
• Travelling to all provinces of Cambodia
• Travelling to abroad for further meeting, training and introduction with BSP and RMA Group.
• Understanding legal process and Cambodia law.
• Investigation and negotiation skill.
• Understanding banking and financial sector.