Junior Loan Recovery Officer

Jobs Description:

• Representing the company in the recovery process with the aim of enhancing recovery performance and productivity.
• Ensuring the effective functioning of the company's recovery efforts to align with both short-term and long-term strategies.
• Having a solid understanding of asset financing business and its nature.
• Learning strategies to improve the performance of the recovery team and achieve KPIs.
• Investigating and negotiating with NPL customers (Late 90 360 days) to settle overdue amounts or secure property.
• Investigating all write-off clients (Over 360 days) to recover the property.
• Stay abreast of industry developments, regulatory changes, and best practices in debt recovery to continuously improve processes and outcomes.
• Handling repossessed assets such as vehicles, tractors, heavy equipment, and other equipment.
• Initiating legal proceedings and sending lawyer and court letters to NPL customers.
• Providing judgment, managing proceedings, and following up on court cases.
• Collaborating with local authorities, agencies, municipal police, and courts to locate and repossess assets.
• Working closely with company lawyers to address client issues, issue letters, negotiate special agreements, and manage relevant tasks.
• Restructuring plans for NPL clients experiencing reduced income.
• Willingness to travel to 25 cities and provinces.
• Undertaking other tasks relevant to the recovery function and disciplines.

Job Requirement:

• At least bachelor degree of law, business, management, marketing, banking and finance or communication.
• Travelling to all provinces of Cambodia.
• Travelling to abroad for further meeting, training and introduction with BSP and RMA Group.
• Understand legal process and Cambodia law.
• Understanding banking and financial sector.