Terms & Conditions
1. Information About Us
www.refreshnetwork.co.uk is operated by Refresh Mortgage Network Limited ("We"), a company registered in England under No. 11614569. Our registered office is located at 207 Knutsford Road, Grappenhall, Warrington, Cheshire WA4 2QL. We are authorised and regulated by the Financial Conduct Authority.
2. Terms Of Website Use
Please read these terms of use carefully before using our site. By accessing and using this website, you agree to abide by the following terms and conditions. If you do not agree with any part of these terms, you should refrain from using the site.
3. Changes To Terms And Site
We reserve the right to update and amend these terms of use at any time without prior notice. Please check this page periodically to stay informed of any changes. We may also modify or update the content of our site at our discretion, but we are not obligated to ensure it is current or error-free.
4. Accessibility
While we aim to provide uninterrupted access to our site, we do not guarantee that it will always be available or free from interruptions. We may suspend, withdraw, or modify all or part of the site without notice. You are responsible for ensuring your access to the site and for informing others accessing it through your connection about these terms and conditions.
5. User Accounts
If you create or are provided with a user account, password, or any other security information, you must keep this information confidential and not share it with third parties. We reserve the right to disable any user account or password, at our discretion, if we suspect a breach of these terms.
6. Intellectual Property
All intellectual property rights related to our site and its content are owned or licensed by us. You may only use our site for personal purposes and may not reproduce, modify, or distribute any content without our permission. Any unauthorised use may result in termination of your access to our site.
7. Content Disclaimer
The content on our site is provided for general informational purposes only and should not be relied upon as professional advice. While we endeavour to keep the information accurate and up-to-date, we make no warranties or representations regarding its accuracy or completeness.
8. Limitation Of Liability
We exclude liability for any direct, indirect, or consequential loss or damage arising from your use of our site or reliance on its content. This includes loss of profits, business interruption, or damage caused by viruses or other harmful material. We are not responsible for the content of external websites linked to from our site.
9. Acceptable Use
You agree to use our site only for lawful purposes and in compliance with these terms. You must not engage in any activity that may damage or interfere with the operation of our site or infringe upon the rights of others.
10. Interactive Services
Any interactive services provided on our site are subject to moderation, and we reserve the right to remove any content that violates our content standards. Parents are advised to supervise minors using interactive services due to potential risks.
11. Content Standards
Contributions to our site must be accurate, lawful, and respectful of others. You must not post any content that is defamatory, offensive, or infringes upon the rights of others. We reserve the right to remove any content that violates these standards.
12. Suspension And Termination
We may suspend or terminate your access to our site if you breach these terms or engage in any prohibited activities. We reserve the right to take legal action for any breach of these terms.
13. Viruses And Security
While we take measures to ensure the security of our site, we do not guarantee it will be free from bugs or viruses. You are responsible for protecting your own devices and should not attempt to introduce harmful material to our site.
14. Links To Other Sites
We are not responsible for the content of external websites linked to from our site. Any links provided are for informational purposes only and do not imply endorsement.
15. Governing Law
These terms of use are governed by English law. Any disputes arising from them will be subject to the jurisdiction of the courts of England and Wales.
16. Other Applicable Terms
Your use of our site is also governed by our Privacy Policy, which outlines how we collect and process your personal data. By using our site, you consent to the processing of your personal data as described in the Privacy Policy.