Claims Handler - Household

 Job Description:

Household Claims Handler | Bolton | £24,479 – £30,000

Location: Bolton, BL7 (on site)
Type: Full-time, permanent
Hours: 35 hours per week — Monday to Friday, 9am–5pm
Salary: £24,479 – £30,000 dependent on experience

Signed off 25 August 2026 following an increase in work volume.

Key Responsibilities

  • Caseload management: manage a varied portfolio of domestic property claims from first notification to final settlement.
  • First notification & assessment: handle initial calls and correspondence, confirming valid grounds to claim.
  • Information gathering: collect accurate details and documents needed to progress each claim.
  • Policy & liability assessment: assess policy cover, benefits and liability in line with guidelines.
  • Settlement negotiation: validate and negotiate settlements within authorised limits.
  • Supplier management: appoint and manage suppliers supporting the policyholder.
  • Fraud & underwriting awareness: identify and refer suspicious underwriting or potentially fraudulent claims.
  • Customer communication: clear updates and progress information throughout the claim.
  • Organisation & prioritisation: effective diary management across a busy caseload.
  • Target achievement: meet individual and team performance targets.

Candidate Profile

  • Minimum 12 months in a household or property claims environment. Client will also consider a trainee with strong customer service and organisational skills.
  • Excellent customer service and computer skills — confident across multiple systems.
  • Active listening and relationship building.
  • High attention to detail and accuracy.
  • Holds or willing to work towards the CII Certificate — fully funded and supported.
  • GCSEs (or equivalent) at Grade C/4 or above in English and Maths.

Package

  • 35-hour week, Monday to Friday, 9am–5pm — no evenings or weekends.
  • Support with industry-relevant qualifications (CII).
  • Increased holiday allowance with length of service; holiday sell scheme.
  • Birthday day off plus half-day for seasonal shopping.
  • Contributory pension scheme; cycle to work scheme.
  • Free on-site parking; casual dress; free branded clothing.
  • Discounted sports and social activities; cash bonus for going above and beyond.
  • Trained mental health and first-aid staff on site.
  Required Skills:

Environment Performance Road Settlement Team Performance HR Support Active Listening Salary Sports Relationship Building Hiring Computer Skills Advertising Cash Attention To Detail Suppliers Negotiation English Customer Service Communication Management