Birkirkara, Malta

Credit Officer

 Job Description:

Credit Officer | R77 Global

Location: Malta (On-Premises) Industry: Banking / Financial Services Employment Type: Full-Time, Annually Experience Level: Intermediate (1-3 years)

The Opportunity

R77 Global is proud to partner with a forward-thinking boutique bank in Malta that merges traditional banking values with modern, innovative financial solutions. Known for its agile approach and dedication to specialized industries, our client is looking for a Credit Monitoring Specialist to join their growing team.

This is an essential role within the Credit Department, focusing on the administrative and operational health of the banks lending portfolio. If you are detail-oriented and looking to build a career in credit operations, this is the perfect environment to grow.

Primary Responsibilities

  • Documentation Management: Assist in preparing, processing, and maintaining credit files in line with internal procedures.
  • Data Integrity: Accurately update client and facility data within internal banking systems.
  • Stakeholder Liaison: Follow up with internal teams and clients to secure outstanding documentation or clarify information.
  • Portfolio Tracking: Support the monitoring of credit approvals, expiry dates, renewals, and conditions precedent/subsequent.
  • Initial Review: Conduct basic checks on client submissions to ensure they are complete and consistent.
  • Reporting: Draft summaries and reports for senior team members to assist in decision-making.
  • Compliance & Filing: Maintain physical and digital records according to regulatory standards and ensure all sensitive data is handled with total discretion.

Requirements

  • Detail-Focused: A high level of accuracy and a "get it right the first time" attitude.
  • Tech Savvy: Proficient in Microsoft Office, specifically Excel and Outlook.
  • Communication: Strong verbal and written communication skills in English.
  • Background: A Diploma in Banking, Business Administration, or a related field (candidates currently studying will also be considered).
  • Experience: Previous experience in a banking support or administrative role is an asset, but a willingness to learn is equally valued.

Benefits & Culture

Our client believes that benefits should be used, not just listed. They offer a highly personalized annual package designed to support your lifestyle and long-term security:

  • Customizable Wellness Package: A flexible allowance that can be applied to gym memberships, travel, mobile expenses, hobby contributions, or even pet care.
  • Long-term Security: Contributions toward a Voluntary Occupational Pension Scheme (VOPS).
  • Office-First Culture: A collaborative environment in a modern office, with flexible "work-from-home" requests supported whenever business needs allow.

How to Apply

This recruitment process is being managed exclusively by R77 Global. To express your interest, please submit your CV and a brief cover letter outlining your experience in financial services.

Note to Candidates: This is an on-premises role located in Malta. Applicants must have the right to work in the EU.

  Required Skills:

Discretion Renewals BASIC Operations Financial Services Compliance Recruitment Outlook Approvals Data Integrity Checks Agile Decision-Making Travel Credit Expenses Banking Filing Communication Skills Excel Security Records Administration Documentation Business English Microsoft Office Communication Management