Risk and Data Analyst

Are you our new Risk & Data Analyst?

Working in our dynamic, successful Credit Risk and Decision Science team there has never been a better time to join Pepper Money, a specialist mortgage lender backed by a global financial institution offering first and second charge loans.

We really do believe that its our people who are our main competitive advantage the thing that sets us apart from our competitors.

Our passion is to Help People Succeed. This is at the heart of everything we do and includes our valued customers, intermediary brokers and partners as well as all of our fantastic colleagues.

We operate a hybrid working model, with a split of days being in the office and days being worked at home. Pepper Money has three offices across the UK and one office in Manila, where this role will be based.

What you will be doing

As the Risk & Data Analyst you will work with stakeholders across the business to assist in combining their knowledge with advanced techniques from data science, operational research and statistics, to enable higher quality business decisions in a timely manner.

You will report to the Risk & Data Lead Analyst working across many areas of the function including Credit Risk Portfolio Management, Modelling and Analytics, Reporting & Business Intelligence, Risk and Governance.

You will be responsible for:

• Using and developing MI to monitor credit performance

• Monitoring the analytical resources and models to ensure proper function and usage, communicating any changes through the relevant channels

• Delivering and providing ad hoc business intelligence, reporting and data

• Documenting processes for reports and dashboards created to ensure clarity and proper usage across business

• Encourage the team to achieve deadlines and follow defined risk governance processes

What we are looking for

Somebody with some proven experience across areas of data analytics including analysis, visualisations and dashboarding, predictive modelling, forecasting and machine learning. It would be advantageous to hold experience using any relevant analytical tools and programming languages such as Python, SQL, or equivalent or software systems (e.g. Microsoft PowerBI, Azure Data Factory).

Competencies

• Numerate, logical and strategic thinker with sound commercial judgement

• Skilled in written, verbal, and visual communication. Able to present clear, well- considered, confident arguments to stakeholders

Qualifications

• Degree educated

Some of the benefits we provide are:

• Competitive salaries and bonus schemes

• Hybrid home/office working arrangements

• Regular training and opportunities to learn and grow

• Holiday leave plus bank holidays

• Medical insurance cover

• Life insurance

• Health and wellbeing support

In return for your commitment, you'll have the chance to develop your career in a dynamic environment, working alongside top talent and an exceptional leadership team. If you want to be involved in our exciting expansion plans and have the chance to really shape and influence the way the business grows, then wed love to hear from you.

We also want our people to feel a sense of belonging at Pepper Money. We are committed to meeting our Diversity, Equality and Inclusion charter, further information can be found on the Careers section on our website.