Portfolio Manager - Business Lending

Portfolio Manager: Business Lending

Location: Midrand

Role purpose:

- An exciting opportunity exists within an innovative Fintech team who serve the Small and Medium Enterprises (SME) industry.

Key accountabilities and decision ownership

• Manage Business Term Advance product day to day to deliver product performance and profitability.
• Collaborate with cross-functional teams spanning Marketing, Sales, IT, and CX to scale the product so that the year-on-year growth targets are achieved.
• Own the execution of the Unsecured Business Lending marketplace.
• Create new products and features to enhance the business value proposition and to ensure requisite scale is achieved.
• Identify and manage potential third-party product partners and negotiate commercial positions with them.
• Provide insights to the broader team around innovation and developments within the Business Lending and Fintech industry, and setup business cases for evaluation on new ideas.
• Daily, weekly and monthly product performance reports and presentations to senior and executive management

Core competencies, knowledge and experience:

• Prior Business Lending product design and development experience is essential
• A detailed knowledge understanding of a the fast-paced fintech lending industry is essential
• Understanding of regulatory requirements essential
• Experience in building, launching and rapidly scaling SME lending products, ideally in a Fintech environment

Must have technical / professional qualifications:

• Matric essential
• Relevant 3- or 4-year Business degree essential
• Minimum of 8 years experience within the Product development essential
• Fintech or Business Lending experience preferred
• Key performance indicators
• Business Lending Advances (disbursements)
• Revenue Yield/Profitability
• Effectiveness of marketing spend (including effective allocation of marketing budgets to maximise returns)