Head of Retail Banking Product

Head of Retail Banking Product

We are seeking a high-caliber professional to join our team as the Head of Retail Banking Product.

Principal Accountabilities

• Develop and execute the business and product strategy for Assets, including Banking, Cards, Loans, and Mortgages across all channels.
• Drive overall Cards acquisition targets, including oversight of third-party mono-line channels.
• Lead the transformation of Retail Banking Products towards digital solutions.
• Foster customer growth for card-only products and cross-sell opportunities to Private Banking customers.
• Integrate into digital ecosystems to enhance customer acquisition across various segments.
• Identify strategic partnership opportunities to boost engagement, particularly in the digital space.
• Lead a diverse team of permanent and contract staff.
• Oversee budgeting and business planning for Retail Banking Products, ensuring seamless execution of related business plans while closely monitoring financial and non-financial risks.
• Collaborate with the Wealth Management Top Team, Network Team, Wealth, FCC, HR, and both Regional and Global teams (Retail Banking Products).

Requirements

• Postgraduate degree with over 10 years of experience in banking.
• Implement and enhance Retail Banking Products control testing, working collaboratively with all relevant stakeholders.
• Focus on minimizing fraud risk, financial crime risk, operational loss, and managing reputation risks associated with Retail Banking Products.