Risk Control - Finance / Trading

A leading global digital-asset trading and financial-services platform is seeking a Lending Risk Control Specialist to design, build, and manage risk across its digital-asset lending business. This role is central to protecting platform and customer assets while supporting the safe and scalable growth of lending products for both retail and institutional users.

You will own credit assessment, collateral-risk modelling, liquidity-risk oversight, and stress-testing frameworks. The ideal candidate brings a deep understanding of credit-risk methodologies, strong analytical capability, and hands-on experience in the lending domain across traditional or digital-asset markets.

Key Responsibilities

Credit-Risk Strategy & Modelling
Lead credit-risk assessment for borrowers and develop crypto-relevant credit scorecards and pricing models
Define and optimize core risk parameters, including credit limits, collateral haircuts, LTV ratios, and liquidation thresholds
Design due-diligence and credit-approval workflows for institutional, corporate, and high-net-worth clients

Liquidity & Portfolio Risk Management
Monitor overall risk exposure across the lending portfolio, ensuring strong asset-liability alignment and healthy liquidity buffers
Evaluate concentration risks relating to single assets, single counterparties, and asset-class clusters
Build and maintain stress-testing and scenario-analysis frameworks to assess resilience under extreme market conditions

Data-Driven Risk Monitoring & System Implementation
Analyse lending and transactional datasets to detect emerging risks, anomalies, fraud signals, or structural weaknesses
Work with product and engineering teams to embed automated safeguards and risk-logic into core platform systems
Prepare recurring risk reports for management, covering key metrics, flagged risks, incidents, and recommended improvements

Qualifications

Required
Bachelors degree or higher in Financial Engineering, Statistics, Mathematics, Economics, Computer Science, or related fields
3+ years experience in credit risk or lending risk control within banking, securities, consumer finance, fintech, or crypto-lending platforms
Strong command of financial-risk fundamentals, including credit-risk modelling, collateral management, risk pricing, and liquidity management
High proficiency in SQL and strong skills in Python or R for modelling and statistical analysis
Excellent analytical thinking, structured problem solving, and communication skills

Preferred
Strong understanding of crypto lending, digital-asset characteristics, and on-chain collateral behavior
Certifications such as FRM or CFA
Experience building scoring models or risk-pricing models in a production environment