Mortgage Loan Officer (Purchase)

WHO YOU ARE:

If you're an experienced Mortgage Loan Officer looking for a high-energy, high-reward role, This is the place for you. Join our rapidly growing team in Detroit and work directly with clients to guide them through the home-buying process. This is your chance to earn top-tier commissions, accelerate your career growth, and thrive in a fast-paced, performance-driven environment.

YOUR ROLE:

As a Mortgage Loan Officer, you'll play a key role in driving successful mortgage transactions and helping clients secure their dream homes. You'll manage purchase loans, meet with clients to understand their needs, and provide expert guidance on loan options, including conventional, FHA, and VA loans. You'll review financial documents, ensure compliance with regulations, and maintain confidentiality. Relationship-building with clients and stakeholders is essential, as is managing a pipeline of loan applications and providing regular updates throughout the process.

Ready to thrive in a high-stakes, rewarding environment? This is your chance to take charge, elevate your career, and achieve unparalleled earning potential.

A TYPICAL DAY:

We set the bar high. You'll be expected to build and nurture strong partnerships with real estate agents and customers, ensuring smooth communication and top-notch service every step of the way. In return, you'll be rewarded with the opportunity to grow your income while making a significant impact on your clients lives.

KEY RESPONSIBILITES: 

• Client Consultation: Meet with clients to understand their financial goals and needs,
  providing personalized advice and guidance throughout the loan application process.
• Application Processing: Collect and review financial documents, such as tax returns, pay
  stubs, and bank statements, to evaluate loan eligibility and risk.
• Product Knowledge: Stay up to date on various loan products and programs offered by our
  institution, including conventional loans, FHA loans, VA loans, and others, to effectively
  advise clients on the best options available to them.
• Compliance: Ensure all loan applications and documentation adhere to regulatory
  requirements and internal policies, maintaining a high level of accuracy and confidentiality.
• Relationship Building: Cultivate strong relationships with clients, real estate agents, and
  other stakeholders to foster trust and confidence in our services.
• Pipeline Management: Manage a pipeline of loan applications, providing regular updates to
  clients on the status of their loans and addressing any concerns or questions they may have.

REQUIREMENTS

• Minimum 2 years Loan Officers and Mortgage Industry experience

• SAFE Licensed

• Expertise in Mortgage 

• Lending and Underwriting

• Strong customer service skills

• Excellent communication and interpersonal skills

• Attention to detail and ability to analyze financial documentsAbility to work in a fast-paced and deadline-driven environment

• Knowledge of current mortgage regulations and best practices