Junior Executive, Credit Assessment

Job Description

Position: Junior Executive, Credit Assessment

Key Responsibilities:

- Conduct thorough credit assessments of potential clients to determine their creditworthiness

- Analyze financial statements, credit reports, and other relevant information to assess risk and make informed decisions

- Collaborate with other departments, such as sales and underwriting, to ensure a smooth and efficient credit assessment process

- Stay up-to-date on market trends, economic conditions, and regulatory changes that may impact credit decisions

- Monitor and manage credit exposure and risk levels for existing clients

- Maintain accurate and detailed records of all credit assessments and decisions

- Participate in training and development programs to enhance skills and knowledge related to credit assessment

- Provide support and guidance to junior team members as needed

Qualifications:

- Bachelor's degree in finance, accounting, or a related field

- Minimum of 1-2 years of experience in credit assessment, preferably in the financial services industry

- Strong understanding of credit assessment processes, regulations, and risk management principles

- Excellent analytical and problem-solving skills

- Strong communication and interpersonal skills

- Ability to work independently and in a team environment

- Proficient in Microsoft Office and other relevant software

- Attention to detail and ability to prioritize and manage multiple tasks effectively

- Professional certification in credit assessment or risk management is a plus