Senior Executive, Credit Assessment

Key Responsibilities:

- Evaluate and analyze the creditworthiness of potential clients by reviewing financial documents, credit history, and other relevant information

- Make recommendations for loan approvals or rejections based on established criteria and risk assessment

- Monitor and review existing loan portfolios to identify any potential risks or issues

- Develop and implement credit assessment policies and procedures to ensure compliance with regulatory requirements

- Train and manage a team of credit analysts to ensure the accuracy and efficiency of the credit assessment process

- Collaborate with other departments, such as sales and marketing, to develop strategies for attracting and retaining high-quality clients

- Stay updated on industry trends and changes in regulations related to credit assessment and make recommendations for process improvements

- Prepare and present reports on credit assessment activities to senior management

Qualifications:

- Bachelor's degree in finance, accounting, or a related field

- Minimum of 3 years of experience in credit assessment, preferably in a financial institution

- Strong understanding of financial analysis and risk assessment principles

- Excellent analytical and problem-solving skills

- Experience managing a team and developing policies and procedures

- Familiarity with regulatory requirements for credit assessment

- Strong communication and interpersonal skills

- Proficient in Microsoft Office and financial software programs