Vice President of Commercial Credit

Lead with expertise. Shape credit strategy. Support meaningful growth.

Bring your commercial credit expertise to a leadership role where your judgment, ideas, and ability to develop others will make a lasting impact. As Vice President of Commercial Credit, you will lead the Commercial Credit team and help shape the future of the bank's commercial lending portfolio.

Overseeing commercial underwriting, credit administration, and portfolio risk management, you will partner closely with Commercial Banking and senior leadership to support business growth, maintain portfolio quality, and deliver exceptional customer experiences. This role offers the opportunity to influence credit strategy, guide complex lending decisions, and build a strong credit culture throughout the organization.

The Impact You'll Make

Lead and Develop a Strong Team

• Lead, coach, and manage the performance of Credit Analysts and Commercial Credit Support Specialists.
• Help team members grow through training, mentoring, and individualized development plans.
• Set clear expectations, provide actionable feedback, and hold employees accountable for results.
• Manage workloads and priorities to meet departmental objectives and deliver timely, high-quality credit support.

Shape Credit Strategy and Business Growth

• Partner with senior leadership to advance credit strategy, portfolio management, and strategic growth initiatives.
• Serve as a trusted advisor on complex credit opportunities and commercial lending relationships.
• Collaborate with Commercial Banking leaders to align credit decisions with business objectives and a consistent, high-quality customer experience.
• Bring a balanced perspective to lending decisions, supporting growth while maintaining disciplined risk management.

Strengthen Credit Quality and Risk Management

• Recommend and implement enhancements to commercial credit policies, underwriting standards, and risk management practices.
• Monitor portfolio performance, asset quality, and emerging risks to guide proactive decisions.
• Oversee watchlist credits and workout strategies.
• Maintain regulatory compliance across commercial credit activities and reinforce a strong credit culture.

What You'll Bring

You are an experienced credit leader who combines sound judgment with a practical understanding of commercial lending. You know how to evaluate complex opportunities, build productive partnerships, and develop people. You approach risk thoughtfully while recognizing opportunities to support customers and grow the business.

Required qualifications:

• Bachelor's degree in Finance, Accounting, Business Administration, Economics, or a related field.
• Ten years of experience in banking, commercial lending, credit administration, or related financial services.
• Seven years of progressive commercial credit underwriting and portfolio management experience.
• Five years of experience managing and developing teams.

Preferred qualification:

• Direct experience as a commercial lender.

Benefits

A comprehensive benefits package supports your health, financial goals, professional development, and time away from work:

• Health insurance with an HSA contribution.
• Dental and vision insurance.
• Up to 23 days of paid time off annually.
• Seven paid holidays.
• Four weeks of paid family leave.
• Profit sharing bonus.
• Up to a 7.5% employer 401(k) match.
• Tuition reimbursement.
• Clothing allowance.

Bring your leadership and credit expertise to a role where you can develop a talented team, influence business strategy, and help shape the future of commercial lending.