Senior Analyst, KYC/AML

Job Summary:

The Senior KYC Analyst leads complex customer due diligence reviews and provides subject-matter expertise in KYC and AML compliance. This role is responsible for handling high-risk and escalated cases, mentoring analysts, and ensuring that KYC process meet regulatory and internal control standards.

Key Responsibilities:

Core Duties:

1. Perform Customer Due Diligence (CDD) and Enhanced Due Diligence (EDD) for high-risk customers including PEP’s and, complex corporate structures.
2. Review and approve KYC files completed by analysts to ensure quality and compliance with internal procedures.
3. Perform in-depth risk assessment on customers, including source of wealth/funds validation.
4. Lead investigations and adverse media sanctions, and reputational risk cases.
5. Act as escalation point for complex or suspicious cases.
6. Recommend risk mitigation strategies and on-boarding decisions.

Leadership and Oversight:

1. Coach and mentor KYC analyst and new joiners.
2. Support team leaders and managers in workload planning and case prioritization.
3. Contribute to the development and enhancement of KYC policies, procedures, and controls.
4. Participate in internal audits, regulatory and compliance reviews.

Process Improvement:

1. Identify gaps and inefficiencies in KYC processes and recommend improvements.
2. Support automation, digital onboarding, and KYC remediation projects.