Analyst, KYC/AML

Job Summary:

The KYC Analyst is responsible for conducting customer due diligence and ongoing monitoring to ensure compliance with regulatory requirements and internal policies. This role plays a key part in preventing money laundering, terrorist financing, fraud, and other financial crimes by verifying customer identities, assessing risk, and escalating suspicious activities.

Key Responsibilities:

1. Perform Customer Due Diligence (CDD) and Enhanced Due Diligence (EDD) on new and existing clients.
2. Verify customer identity, ownership structure, and source of funds/wealth.
3. Review and validate KYC documentation in line with regulatory and internal standards.
4. Conduct sanctions, PEP, and adverse media screening.
5. Assess customer risk profiles and recommend appropriate risk ratings.
6. Escalate potential red flags to Compliance.
7. Maintain accurate and complete KYC records and audit trails.
8. Support internal and external audits, regulatory reviews, and inspections.
9. Stay updated on regulatory developments and compliance best practices.
10. Participate in continuous process improvement and automation initiatives.
11. Participate in training programs and professional development initiatives