Senior Manager- Risk Management

Job Title: Senior Manager- Risk Management

Location: Bangalore

Experience: 5-8 Years

Your Role

In this role, you will:

Lead the development and maintenance of a robust trigger-based reporting framework, including:

• Tracking risk benchmark metrics at multiple levels (geography, customer type, channel, etc.).
• Implementing a trigger mechanism for immediate action when benchmarks are breached.

Liaison with different stakeholders to:

• Ensure that risk benchmark numbers are consistently monitored and managed.

Build early warning signals to:

• Identify sources of portfolio stress.
• Continually communicate these signals to stakeholders across the organization.

Collaborate with Category, Customer Experience, and Operations teams to:

• Develop strategies for mitigating portfolio risk.
• Create segmented treatment strategies across risk brackets.

Continually work to balance the twin objectives of:

• Maximizing portfolio revenue.
• Minimizing risk.

Define and update criteria for:

• Customer upsell/cross-sell.
• Renewals.
• Closure.
• Other account actions.

Key Skills and Qualifications

• Chartered Accountant; MBA is a plus.
• 5-8 years of work experience, with a minimum of 4 years in credit risk management in a Bank/NBFC/Fintech.
• Proven experience in managing a team of analysts.
• High level of ownership.
• Comfort with ambiguity; strong test and learn bias; willingness to be hands-on.
• Ability to engage and influence people cross-functionally.
• A well-rounded individual with strong communication skills.

If you meet the qualifications and are ready to take on a challenging role in credit risk management, we encourage you to apply for the position of Risk Benchmark Manager. Your expertise will be critical in ensuring a balanced approach to portfolio revenue and risk management.