Managing Director | Fin-Tech / Banking

A Managing Director (MD) in FinTech or Banking serves as the senior executive responsible for both the strategic direction and the hands-on management of the organization, combining visionary leadership with rigorous operational oversight to drive growth, profitability, and compliance. Below is a consolidated job description outlining the core accountabilities and requirements for this role.

Overview

The Managing Director (MD) is the most senior operational executive reporting to the Board or Group CEO, accountable for the full profit and loss (P&L) of the entity and responsible for translating long-term strategy into executable plans across functions.

Key Responsibilities

• Design and implement comprehensive business strategies and operating plans that align with board-approved objectives and market opportunities.
• Oversee daily operations, establishing and maintaining effective standard operating procedures, financial controls, and performance metrics to achieve budgeted targets and sustainable growth.
• Manage the P&L, drive balance-sheet growth, optimize cost-to-income ratio, and ensure targeted return on equity through strategic product mix and resource allocation.
• Lead business development by cultivating relationships with clients, financial institutions, government agencies, and channel partners to secure new revenue streams and strategic collaborations.
• Develop and implement risk management frameworks, including KYC/AML programs, credit decisioning, operational risk assessments, and regulatory compliance processes.
• Act as the organizations public spokesperson, representing the company in high-level negotiations, stakeholder engagements, and industry events.
• Build, mentor, and manage a high-performing executive team; define roles, set performance objectives, and foster a culture of accountability and continuous improvement.
• Monitor market trends, competitive threats, and regulatory developments to identify growth opportunities and adjust strategic priorities accordingly.