Head of Embedded/Credit Risk

Roles and Responsibilities: 

1. Identify, monitor, and control credit risks, ensuring compliance with regulations and the Bank's risk appetite through effective policies and frameworks.

2. Develop and implement algorithm-based credit scoring models using data back-testing for accurate credit decisions.

3. Strategize credit risk management for embedded finance. integrating it into user platforms and leveraging platform data.

4. Monitor credit portfolios, provide recommendations, present to Risk Committees, and escalate risk breaches as needed.

5. Manage third-party risk policies and approve credit decisions within the Bank's framework.

Qualifications and experience required:

-Masters degree in Business, Finance, Commerce, Data Sciences or any other related field

- Minimum 10 years of experience in credit risk, digital financing, embedded finance, credit scoring model development etc.