Senior Executive, Credit Relation

Primary Objective:

To carry out the banks lending and credit functions with adherence to the Banks established loan and credit policies, procedures and guideline within the standard turnaround time that cover the followings:

RESPONSIBILITIES: 

• Process, evaluate, prepare credit assessment paper including site visit make recommendations for approval of customers loan application to the Management 
• To facilitate and coordinate the loans closing and ensure all loans legal documents prepared by Head Office are properly executed and communicate to customers. 
• To constantly review of customer loan to ensure loans is performing. 
• Report to Management on non-performing loan. 
• Refer to Loans & Administration Department, Head Office for credit control advice and carry out credit control measurement as per the Banks procedures & instruction. 
• Handle and advice Unit Heads in all lending related matter and safeguard the lending compliance in according to regulatory bodies and the Banks internal credit policy. 
• Implement of all lending and credit related policies and procedures. Process improvement plans to enhance CA quality & submission turnaround time. 
• To contribute to the Banks loans business through explore and pursue new markets / clientele for loan products and promote / market all types of loans. 
• Achieve the given loans business target via business referral set by the Branch Manager per year. 
• Provide lending & credit related guidance / training to Associate Credit and Sales & Marketing. 
• Prepare all credit related reporting of the branch for internal & external submission.

'REQUIREMENTS 

• Degree holder with 3.0 years related working experience in sales & marketing in banking / financial institution. 
• Full spectrum of business development & marketing skills. Strong networking and customer oriented. 
• Leadership & people management skill Business oriented negotiation skill Problem solving & decision making skill BENEFITS Degree holder with 3.0 years related working experience in sales & marketing in banking / financial institution. 
• Full spectrum of business development & marketing skills.
• Strong networking and customer oriented. Leadership & people management skill Business oriented negotiation skill Problem solving & decision making skill