Senior Associate / Vice President – Private Credit

 Job Description:

***Positions posted by El Comeback are done on behalf of companies that we support in their search for candidates.***

Our client: an independent, fiduciary investment management firm focused on long-term capital growth and tailored portfolio strategies is looking for a: Senior Associate / Vice President – Private Credit

Key Responsibilities

1. Investment Underwriting & Financial Analysis

  • Support and lead underwriting of new investment opportunities, including detailed financial modeling and credit analysis.
  • Analyze borrower financials, collateral (including tax credit streams), and transaction structures.
  • Build and maintain complex financial models, including base case and downside scenarios.
  • Assist in due diligence processes, coordinating across legal, tax, and third-party advisors.

2. Credit Committee Materials

  • Prepare high-quality credit committee memoranda and investment summaries.
  • Develop clear and concise analysis of key risks, mitigants, and return profiles.
  • Support senior team members in presenting investment opportunities to internal stakeholders.

3. Portfolio Monitoring & Management

  • Track performance of portfolio companies, including financial reporting and covenant compliance.
  • Assist in identifying potential credit issues and preparing internal updates.
  • Maintain organized records of borrower reporting and internal analyses.

4. Fund Operations & Internal Processes

  • Support loan balance reconciliations and ensure data integrity across internal systems.
  • Assist with internal reporting, investor materials, and coordination with fund administrators.
  • Help improve internal workflows and operational processes.

5. Risk & Documentation Support

  • Assist in maintaining underwriting standards and internal credit documentation.
  • Ensure completeness and organization of deal files and audit-ready materials.
  • Support compliance with fund documentation and internal controls.

Qualifications & Prerequisites

Experience

  • 3–8+ years of experience in private credit, direct lending, investment banking, or structured finance.
  • Experience building financial models and performing credit analysis.
  • Exposure to credit investments, loan structuring, or debt capital markets preferred.
  • Experience with portfolio monitoring or fund operations is a plus.

Technical Skills

  • Strong financial modeling and Excel skills.
  • Ability to analyze financial statements and assess credit risk.
  • Experience preparing investment memos, pitch materials, or internal reports.
  • Strong attention to detail in financial and operational workflows.

Education

  • Bachelor's degree in Finance, Economics, Accounting, or related field (required).
  • MBA or CFA (or progress toward) is a plus but not required.

Core Competencies

  • Strong analytical and problem-solving skills.
  • Ability to manage multiple workstreams in a fast-paced environment.
  • Clear written and verbal communication skills.
  • High level of ownership and attention to detail.

Additional Requirements

  • Must be currently based in Puerto Rico or willing to relocate to Puerto Rico.
  • Bilingual in English and Spanish is preferred, but not required.

Preferred Attributes

  • Interest or experience in specialty finance or asset-backed lending.
  • Familiarity with tax credits, government incentives, or structured collateral (a plus).
  • Entrepreneurial mindset and willingness to take on both analytical and operational responsibilities.

***El Comeback is a non-profit program from ConPRmetidos that attracts and retains professional talent for Puerto Rico-based jobs. Register at elcomebackpr.org/registration-form to get matched with professional opportunities on the island.***

  Required Skills:

Credit