Senior Associate / Vice President – Private Credit
Job Description:
***Positions posted by El Comeback are done on behalf of companies that we support in their search for candidates.***
Our client: an independent, fiduciary investment management firm focused on long-term capital growth and tailored portfolio strategies is looking for a: Senior Associate / Vice President – Private Credit
Key Responsibilities
1. Investment Underwriting & Financial Analysis
- Support and lead underwriting of new investment opportunities, including detailed financial modeling and credit analysis.
- Analyze borrower financials, collateral (including tax credit streams), and transaction structures.
- Build and maintain complex financial models, including base case and downside scenarios.
- Assist in due diligence processes, coordinating across legal, tax, and third-party advisors.
2. Credit Committee Materials
- Prepare high-quality credit committee memoranda and investment summaries.
- Develop clear and concise analysis of key risks, mitigants, and return profiles.
- Support senior team members in presenting investment opportunities to internal stakeholders.
3. Portfolio Monitoring & Management
- Track performance of portfolio companies, including financial reporting and covenant compliance.
- Assist in identifying potential credit issues and preparing internal updates.
- Maintain organized records of borrower reporting and internal analyses.
4. Fund Operations & Internal Processes
- Support loan balance reconciliations and ensure data integrity across internal systems.
- Assist with internal reporting, investor materials, and coordination with fund administrators.
- Help improve internal workflows and operational processes.
5. Risk & Documentation Support
- Assist in maintaining underwriting standards and internal credit documentation.
- Ensure completeness and organization of deal files and audit-ready materials.
- Support compliance with fund documentation and internal controls.
Qualifications & Prerequisites
Experience
- 3–8+ years of experience in private credit, direct lending, investment banking, or structured finance.
- Experience building financial models and performing credit analysis.
- Exposure to credit investments, loan structuring, or debt capital markets preferred.
- Experience with portfolio monitoring or fund operations is a plus.
Technical Skills
- Strong financial modeling and Excel skills.
- Ability to analyze financial statements and assess credit risk.
- Experience preparing investment memos, pitch materials, or internal reports.
- Strong attention to detail in financial and operational workflows.
Education
- Bachelor's degree in Finance, Economics, Accounting, or related field (required).
- MBA or CFA (or progress toward) is a plus but not required.
Core Competencies
- Strong analytical and problem-solving skills.
- Ability to manage multiple workstreams in a fast-paced environment.
- Clear written and verbal communication skills.
- High level of ownership and attention to detail.
Additional Requirements
- Must be currently based in Puerto Rico or willing to relocate to Puerto Rico.
- Bilingual in English and Spanish is preferred, but not required.
Preferred Attributes
- Interest or experience in specialty finance or asset-backed lending.
- Familiarity with tax credits, government incentives, or structured collateral (a plus).
- Entrepreneurial mindset and willingness to take on both analytical and operational responsibilities.
***El Comeback is a non-profit program from ConPRmetidos that attracts and retains professional talent for Puerto Rico-based jobs. Register at elcomebackpr.org/registration-form to get matched with professional opportunities on the island.***
Required Skills:
Credit