Unsecured Credit Policy Head

About the Job

• Location: BGC
• Corporate Title: Unsecured Credit Policy Head
• Work Arrangement: Onsite

Our Consumer Lending team is looking for experienced professionals to join us in BGC in the role of Modelling and Unsecured Credit Policy Head.

The position is responsible for overseeing the development and rationalization of credit policies for CLC unsecured products, ensuring compliance with BSP regulations and the bank's risk management framework. This involves utilizing data mining and analytics to meet business objectives for growth, profitability, and brand awareness while managing credit losses effectively.

Your dream. Our focus.

Whether you're just starting out, or already a seasoned professional, EastWest can help you unleash your potential, and bridge the gap between dream to success.

At EastWest, we empower our employees to drive their careers and are committed to provide the runway for them to grow. We value teamwork and individual initiative. Join us and be part of a highly engaged team, and a workplace that promotes development and goal attainment.

Over 29 years, EastWest has emerged as one of the most consumer-focused universal banks in the Philippines. EastWest is committed to continuously invest in people and in process, product, and service enhancements, and embrace new ideas to enhance the EastWest experience.

What the role will entail

• Oversee and manage the development and rationalization of credit policies and acceptance criteria for CLC unsecured products (credit cards, personal loans) within the bank's compliance and risk management framework.
• Utilize data mining and analytics to align credit policies with business objectives, ensuring growth, profitability, and brand awareness while managing credit losses effectively.
• Ensure compliance with BSP regulations and other governing bodies, maintaining alignment with the bank's risk management framework to achieve business objectives.

What were looking for

• Candidate must possess at least a Bachelor's/College Degree in Business Management, Economics, Banking and Finance, Statistics, Mathematics, or equivalent.
• Extensively exposed to credit risk management, analysis, credit life cycle, and lending operations within the banking industry, or has at least 10 years of experience in Credit Processing and Approvals, Collections Management, and Portfolio and Risk Analytics.
• Possesses thorough knowledge of internal policies and laws and regulations set by regulatory agencies.
• Exhibit strong analytical, insightful, and intuitive qualities. The role requires expertise in strategic decision-making with foresight and a comprehensive understanding of risk management, business orientation, operational efficiency, and customer focus.
• Willing to report on-site.

What you can expect from joining our team

• Career development and training opportunities
• Competitive salary package and benefits
• Performance-based incentives and recognition programs to reward high-performing individuals

• Opportunity to work with industry experts and be mentored by them
• Defined career progression paths to guide you in your professional growth

To know more about us, and our career opportunities visit https://careers-page.com/eastwest-bank