Corporate Credit Officer (CARE Officer)

About the Job

• Location: Metro Manila
• Corporate Title: AM-M
• Work Arrangement: Hybrid

Our Corporate Banking team is looking for an experienced and detail-oriented professional to join us in Metro Manila / Luzon as a Credit Analyst and Review Officer (CARE).

As a CARE Officer, you will be responsible for assessing the creditworthiness of borrowers and supporting lending decisions by conducting in-depth financial and risk analysis. You will work closely with your assigned marketing teams, providing end-to-end support in preparing Credit Offering Memos (COM) and evaluating various credit transactions including line extensions, excess availments, renewals, and earmarks.

Going Further For You.

Whether you're just starting out, or already a seasoned professional, EastWest can help you unleash your potential, and bridge the gap between dream to success.

At EastWest, we empower our employees to drive their careers and are committed to provide the runway for them to grow. We value teamwork and individual initiatives. Join us and be part of a highly engaged team, and a workplace that promotes development and goal attainment.

For 30 years, EastWest has emerged as one of the most consumer-focused universal banks in the Philippines. EastWest is committed to continuously invest in people and in process, product, and service enhancements, and embrace new ideas to enhance the EastWest experience.

What the role will entail

• Conduct financial and credit analysis of prospective and existing clients
• Prepare and present Credit Offering Memos (COMs) to support credit decisions
• Evaluate risks and recommend appropriate credit structures and terms
• Monitor borrower performance and identify early warning signals
• Recommend actions on restructuring, renewals, or collections as needed
• Collaborate with marketing teams to ensure timely and accurate credit processing

What we're looking for

• College graduate, preferably with a degree in Business, Management, Marketing, Commerce, Economics, Finance, Accounting, or Banking
• Preferably 2 years of experience as an Account Officer or Credit Officer in commercial and/or corporate lending, with a similar-sized or larger bank
• Strong knowledge of credit evaluation, banking products, data analysis, financial monitoring and reporting, research, and risk management
• Analytical and understands critical business and industry information that influences credit decisions
• Articulate and proficient in both oral and written English
• A good team player who can coordinate effectively with internal units
• Strong time management skills and able to work under pressure to meet client requirements

What you can expect from joining our team

• Career development and training opportunities

• Competitive salary package and benefits

• Performance-based incentives and recognition programs to reward high-performing individuals

• Opportunity to work with industry experts and be mentored by them

• Defined career progression paths to guide you in your professional growth