Credit and Sales Specialist

Join our growing team of Car Financing company in Australia!
Job Responsibilities:

• Perform end to end assessment on complex credit applications
• Conduct thorough credit worthiness assessment and thorough decision making
• Handle outbound, inbound and admin tasks to process all the application
• Proactively re-package and communicate deal options
• Adhere to all audit and compliance requirements to prevent exposure to unacceptable risk
• Actioning loan applications, new and variations
• Building relationships and delivering superior level service to our broker network and sales team
• Answer calls from customers and potential customers inquiring about the product/services offered
• Answer e-mails and chat sessions from customers and potential customers inquiring about the product/services offered
• Achieving individual targets, whilst maintaining service level agreements and customer service charter standards
• To provide high quality credit decisions through timely delivery
• To support the organization in achieving desired risk and reward balance of the secured or unsecured portfolio
• Deliver high quality credit decisions within service level agreements
• Make credit decisions on secured or unsecured product applications
• Contribute to maintaining team service level agreements
• Promote a focus on customer centricity
• Handle customer’s needs and requirements

Job Requirements and Qualifications:

• Experience in Australian Credit and Finance is an advantage
• Excellent verbal and written English communication skills
• Excellent customer sales skills
• Good decision making and negotiation skills
• Experience with web-based applications & MS Office
• Must be a good team player
• Must be able to manage sensitive client information
• Must have a good and positive working attitude
• Proactive and Results Driven