Senior Credit Risk & Modelling
Job Description:
Job Description
The position is responsible for developing and deploying credit risk models, delivering credit risk consulting projects for banking and finance clients, and building long-term client relationships. Reports directly to the Head of Consulting Business Department.
Modelling & analytics
Develop, validate and deploy credit rating models (e.g., A-B-C scorecards, internal rating models) for credit risk management.
Build business strategy models and other statistical and machine learning models to support credit decision-making.
Consulting projects
Contribute to consulting projects, ensuring quality standards, project timelines and client satisfaction.
Participate in or lead strategic projects on optimizing credit origination and approval processes, designing and refining credit approval strategies, and setting credit limits.
Implement credit risk management best practices for client banks and financial institutions.
Prepare and deliver presentations, proposals, reports and other materials for client engagements.
Client relationship & business development
Build and maintain strong client relationships; understand client business challenges and provide solutions that exceed expectations.
Work with Business Development Managers to support client management, identify new opportunities and contribute to proposals.
Requirements
Education: University degree in Banking and Finance, Statistics, Financial Mathematics, Risk Management, Economics, Information Technology or a related business discipline (Good/Distinction).
Certifications: FRM or CFA is a significant advantage.
Experience: Over 5 years of credit risk modelling experience in a consulting firm or in a banking & finance environment. Experience in building/maintaining risk data-marts and digitalizing risk is highly valued.
Credit risk expertise: Strong understanding of credit risk principles, internal processes, policies, regulations and industry best practices within banks and financial institutions.
Technical skills: Strong coding and reasoning skills, especially SQL (Oracle/SQL Server) – SQL skills will be tested. SAS/R is a plus.
Languages: Fluent English, both written and verbal.
Benefits
Salary: Competitive, negotiable based on knowledge, skills and experience
Working hours: Monday – Friday, flexible check-in time (08:00 – 09:00)
Annual salary review based on performance
Tet bonus and performance-based bonus
Comprehensive health insurance (Bao Viet, etc.)
Allowances and rewards for various occasions: birthday, childbirth, wedding, sickness, New Year, Autumn Festival and Children’s Day (June 1st)
Fully paid summer leave (additional leave)
Liên hệ (Contact): thaolinh@cnk-consulting.com.vn/ 0849610818 (Thao Linh)
Ghi chú (Note): Chúng tôi đánh giá cao tất cả các hồ sơ ứng tuyển; tuy nhiên, chúng tôi chỉ liên hệ với những ứng viên phù hợp
(We appreciate all applications; however, only shortlisted candidates will be contacted.)
Required Skills:
Reports Performance Support Development SAS Salary Business Strategy Consulting Timelines Credit Decision-Making Statistics Insurance Banking Mathematics Analytics Machine Learning Economics Risk Management Information Technology Strategy Presentations Regulations Business Development Materials Education Oracle Finance Business English SQL Management
Salary Package:
₫ 50,000,000.00 - 80,000,000.00 (Vietnamese Dong)