Product Manager

About Us

Billease offers you the easiest way to afford what you want and need today. Our brand centers around making shopping and payment processes seamless and convenient. Our customers have diverse lifestyles and are looking to enhance their shopping experiences both online and offline. It's essential for us to embody the core of our brand name Billease, a combination of "bill" and "ease," pronounced bilis, which means speed or swiftness in Filipino.

Discover more about us here: https://billease.ph/about-us

We are seeking a Product Manager to join our Merchants team, playing a key role in driving the growth of our consumer lending business. You will lead the development and management of lending and payment products, ensuring they meet customer needs and business goals. You will collaborate with cross-functional teams to design innovative financial solutions, optimize product performance, its profitability and maintain a competitive edge in the consumer finance industry.

Key Responsibilities:

• Act as the subject matter expert and advocate for assigned Billease product(s), driving design, launch, and end-to-end management across lending, payments, and related solutions
• Own the full product lifecycle and P&L: strategy, unit economics, processes, customer journeys, risk controls, and market placement
• Define and track success metrics for product performance; monitor P&L impact, usage, credit/risk KPIs, and communicate updates and key decisions to senior management and stakeholders
• Collaborate with internal teams (Risk, Finance, IT, CS, Sales) and external partners to align products with business goals, manage risks, and ensure competitiveness in the fintech/payment ecosystem
• Drive adoption, engagement, and customer satisfaction by continuously improving journeys, pricing models, and support processes

Requirements:

• 1-2 years experience in product management, credit utilization, credit operations, digital lending, payments, or consumer finance
• Strong understanding of credit products, payment ecosystems (QR, cards, wallets), mobile payment technologies, and consumer finance offerings
• Bachelors degree in Business, Finance, Economics, or a related field
• Experience with payment systems, digital wallets, or credit card operations preferred