About the job Portfolio Risk Manager (FinTech) - Remote
Arkansas Talent Group is partnering with an exciting FinTech Company in Little Rock, AR, to help them find a Portfolio Risk Manager for their organization. This is a newly created remote position due to growth, reporting to the Executive Credit Officer, and responsible for overall asset management and reporting of the organization's portfolio loans. You will maintain a high level of customer service, precision and efficiency, gathering required data and providing preliminary assessments on the performance of existing loan accounts.
What you will do:
- Monitor loan portfolio performance, assess credit risk, and ensure compliance with internal policies and regulatory requirements
- Analyze past due accounts, loan maturities, and credit deterioration; recommend appropriate actions and risk grade adjustments
- Conduct financial analysis for renewals and annual reviews, including financial spreads, global cash flow, covenant testing, and credit memos
- Collaborate with Healthcare Relationship Managers on exceptions, pipeline updates, and loan review follow-ups
- Assist in resolving credit issues, delinquency matters, and troubled loan situations.
- Provide detailed reporting on portfolio performance, including asset quality, stress testing, and industry/market trends
- Prepares financial spreads, cash flows, and credit approval memos in line with policy and underwriting standards for Executive Credit Officer review
- Mentor junior portfolio managers as the portfolio grows, including goal setting and performance monitoring
- Maintain compliance with and adhere to all state and federal regulations and bank policies and procedures, including, but not limited to Bank Secrecy Act, FACT ACT, Community Reinvestment Act, and EEO/AA/Fair Employment Practices
What you will have:
- Bachelors in Business, Finance, or Accounting required
- Experience supporting a portfolio of at least $500M in revenue, within a high-growth environment
- 10+ years experience analyzing business and personal financial statements, corporate and partnership tax returns, and personal tax returns, or equivalent academic study
- 10+ years experience participating in commercial lending or credit activities, with a specific focus on healthcare lending preferred
- Strong understanding of commercial loan products, terminology, and regulatory standards
- Experienced with loan documentation per bank policy and state/federal regulations
- Advanced credit analysis skills required; formal credit training preferred
- Possess a strong understanding of the banks credit and soft credit products and Credit Policy
- Demonstrated understanding of credit scoring and risk management concepts
- High level of organization and time management
- Ability to effectively identify problems & recommend appropriate solutions
- Effective and professional written and verbal communications
Perks:
- Competitive salary, plus performance-based bonus
- Generous health coverage benefits
- 100% match up to 5% on 401K
- Unlimited PTO
- Opportunity to work with an ambitious group of entrepreneurs
Position is remote eligible, with a strong preference for candidates located in or near Little Rock, AR.
Please directly apply or reach out to Jennifer Thompson, Senior Talent Recruiter, on LinkedIn or at jennifer.thompson@arkansastalentgroup.com.
Arkansas Talent Group is a Permanent Placement Recruiting Firm, all considerations will be held confidential.