Senior Credit Officer

Industry: Pawn Shop

Job Summary:
Our client is a reputable pawn shop business providing financial and lending services. They are looking for a detail-oriented Senior Credit Officer to review, monitor, and manage credit operations, including loan processing, collateral management, and compliance checks. This role requires strong analytical skills, knowledge of loan procedures, and the ability to support both internal and external audits.

Main Responsibilities:

• Assist in reviewing new loan applications for new and existing customers.
• Review customer requests to replace collateral.
• Review requests for redemption or full settlement of loan collateral.
• Schedule and prepare monthly site visits/audits to verify existing loan collateral and report to management.
• Review daily operation records.
• Review monthly loan collateral reports and submit to management.
• Prepare and check loan renewal valuations for management approval.
• Prepare loan renewal agreements and schedule appointments.
• Manage monthly loan renewal processes.
• Assist in preparing documents for internal and external audits.
• Support urgent or priority tasks assigned by management.

Main Requirements:

• Bachelors degree in Finance, Banking, Business Administration, or related field.
• At least 3-5 years of experience in credit operations or loan processing.
• Knowledge of pawn shop or financial lending operations preferred.
• Strong attention to detail and organizational skills.
• Good communication and interpersonal abilities.

• Proficient in Microsoft Office and loan management systems.