Risk Analyst

Our client, a rapidly growing fintech company is seeking an experienced Risk Analyst to join its dynamic team. In this role, you will be responsible for evaluating credit risks, optimizing pricing logic, and refining risk assessment processes to ensure the profitability of financial products. You will collaborate closely with management, providing data-driven insights and helping strengthen the company's risk culture.

Key Responsibilities:

• Develop and continuously improve credit evaluation processes.
• Assess credit risk, set limits, and optimize pricing models to ensure product profitability.
• Analyze borrower creditworthiness, identify key risks, and provide actionable recommendations.
• Monitor and analyze the credit portfolio, identifying trends and forecasting risk factors.
• Evaluate credit risk at the individual application level.
• Prepare risk reports for regulatory authorities.
• Promote risk awareness and best practices across the company.
• Conduct ad-hoc analyses as needed.

Essential Skills:

• At least 2 years of experience in credit risk analysis within the financial sector.
• A degree in a mathematics-related field (e.g., economics, statistics, computer science, mathematics, physics).
• Proficiency in Excel and SQL.
• Strong communication skills, with the ability to explain complex analytical concepts to non-technical stakeholders.

Desirable Skills:

• Experience with Python or R for data analysis.
• Familiarity with loan management systems.
• Knowledge of provisioning and related financial processes.

Whats Offered:

• Career growth in a fast-growing fintech company with ambitious expansion plans.
• Stock options after one year, allowing employees to become shareholders.
• Health insurance after the probation period.
• Hybrid work model with flexible working hours.
• Office perks: snacks, team-building events, and tailored training opportunities.
• A team of passionate professionals dedicated to data-driven decision-making.
• The salary range is 3,000 - 4,000 EUR gross per month. Compensation is determined based on experience, skills, and alignment with company goals.