AVP, Credit Risk

Our Client, a well-established Foreign Bank in Malaysia is seeking a person experienced in Credit Risk to join their dynamic Risk Management division. The successful candidate will be responsible in planning, monitoring and managing Credit Risk related activities for the bank.


Job Description

• Planning, monitoring and managing Credit Risk team performance towards their assigned responsibilities.
• Analyse and review Credit Portfolio Reporting for Management Committee and Board Committee.
• Ensure sound Credit Risk management and monitoring is in place.
• Review and report Single Counterparty Exposure Limit (SCEL) internal limit monitoring.
• Review and enhance Expected Credit Loss (ECL) computation and conduct ECL model monitoring.
• Review, monitor and report Credit Staging Assessment (or Watchlist customers).
• Control, monitor, report and review Credit Concentration limits.
• Administer Management Credit Committee and off shore Credit Committee.
• Review and Credit Risk related policies and procedures.
• Participate in Stress Test exercise and reporting.
• Participate in assessing New Products in relation to credit risk.
• Participate in systems enhancement initiatives in relation to credit risk reports.
• Keep abreast with Regulatory and Parent Bank requirements, and lead credit risk related regulatory reporting implementation.
• Support Head of Department and Management in liaising with Regulator, Parent Bank and Auditors requests.

Qualifications and Skills:

• Degree in Economics, Finance, Banking, Statistics, Actuarial Science, Mathematics or other related or relevant field.
• At least 5 years working experience in Credit Risk portfolio management
• Well verse in SCEL and MFRS9 requirements.
• Good in communication and sound numerical and analytical skills.
• Proficiency in Ms Excel would be added advantage.