Payment Operations Specialist: Operations Maker – Level 1 (FinTech / Digital Assets / Payments / Stablecoins)

Our client operates at the intersection of traditional finance and digital asset infrastructure, enabling seamless movement of value across fiat and stablecoin networks. The business is building an institutional-grade, highly controlled payment environment with strong governance, auditability, and operational discipline.

   

Role Overview

This is a Level 1 “Maker” role within a structured maker-checker control framework. The Payment Operations Specialist is responsible for the accurate preparation, initiation, and recording of all payment transactions, across both: Traditional fiat rails and Stablecoin/blockchain networks

    

This role is execution-focused, with no approval authority, but plays a critical role in ensuring transaction accuracy, traceability, and operational integrity.

    

Job Type: Full Time/Permanent

Location:Cape Town

Workplace: Hybrid

    

Requirements

• Degree in Finance, Accounting, or related field (preferred)
• 1–3 years in: Payments operations, Banking operations, FinTech or crypto operations
• Basic understanding of: Payment flows (SWIFT, internal transfers, settlements), Stablecoins and blockchain fundamentals
• Exposure to wallet platforms (e.g., Utila, Fireblocks) is advantageous
• Strong attention to detail (critical)
• High accuracy in transaction processing
• Ability to follow structured processes consistently
• Comfortable working in controlled, audit-driven environments
• We are specifically looking for candidates who are:
• Precision-driven and detail-obsessed
• Process-oriented and disciplined
• High ownership and accountability mindset
• Comfortable operating under strict controls and governance
• Calm and methodical under pressure

     

Responsibilities

• Payment Execution: Prepare and initiate fiat (inbound, outbound and internal) and stablecoin transactions (USDT, USDC) with complete accuracy and readiness for approval
• Wallet Operations: Execute transactions on approved wallet platforms (e.g. Utila, Fireblocks), ensuring strict adherence to address validation and governance controls
• Transaction Booking: Accurately record all transactions across internal ledgers and platforms, ensuring full traceability
• Reconciliation: Perform first-level checks between internal systems, bank records, and blockchain activity; identify and escalate discrepancies
• Monitoring & Exceptions: Track transaction progress across payment rails and blockchain networks; escalate delays, errors, or failures
• Controls & Compliance: Operate within the maker-checker framework, maintaining strict process discipline and complete audit trails
• Escalation: Provide clear, structured, and actionable handovers to Level 2 Operations, Treasury, or Compliance